Insurance fraud is the second most costly white-collar crime in the United States, exceeded only by tax evasion. The Coalition Against Insurance Fraud estimates that insurance fraud costs Americans $80 billion a year. The Mercer County Prosecutor’s Insurance Fraud Unit was created in January 2000 in order to combat this serious and pervasive crime in Mercer County.
The crimes investigated and prosecuted by the unit include fraudulent motor vehicle insurance cards, arson of motor vehicles to collect insurance, staged automobile accidents, healthcare fraud, fraudulent prescriptions and fraudulent applications for health insurance and insurance claims.
On many occasions, investigations by the Insurance Fraud Unit reveal that particular acts do not constitute criminal offenses or do not meet the standard of proof required by our criminal statutes. In these instances, the matter may be referred to the state Office of the Insurance Fraud Prosecutor or to the affected insurance carrier for civil action.